启东农商银行助力永银化纤转型升级

Core Insights - Jiangsu Yongyin Chemical Fiber Co., Ltd. received a loan of 44 million yuan from Qidong Rural Commercial Bank to support its green fiber production line technology transformation project, aiming to facilitate the company's low-carbon transition and promote regional industrial green development [1][4] Group 1: Company Initiatives - Jiangsu Yongyin Chemical Fiber Co., Ltd. is a key player in the local chemical fiber industry, actively responding to the "dual carbon" goals by planning a technology transformation project that includes energy-saving equipment, waste heat recovery systems, and optimized wastewater treatment processes [2] - The company aims to achieve a 30% reduction in energy consumption per unit product, a 40% decrease in wastewater discharge, and a solid waste resource utilization rate exceeding 95% [2] Group 2: Financial Support and Services - Qidong Rural Commercial Bank established a green finance special service team to conduct on-site research and project evaluation, accurately identifying the green transformation needs of the company [3] - The bank customized a green credit plan for Yongyin Chemical Fiber, opening a green approval channel with preferential interest rates and providing flexible services such as medium-term working capital loans and installment withdrawals [3] - The approval process was optimized, increasing efficiency by 40%, and the entire process was completed within one month [3] Group 3: Project Impact and Future Outlook - Following the funding, the project is progressing rapidly, with a reported 20% increase in order volume from downstream eco-friendly fabric customers [4] - The project is expected to save approximately 3,000 tons of standard coal annually, reduce carbon dioxide emissions by over 8,000 tons, and achieve a 40% reduction in wastewater discharge [4] - As of the end of September, Qidong Rural Commercial Bank's green loan balance reached 1.174 billion yuan, a 55.75% increase from the beginning of the year, with a growing proportion of loans supporting high-carbon industry transformations [4]