Target(US:TGT) Yahoo Finance·2024-09-13 17:48Core Insights - The article emphasizes the benefits of using specific credit cards for shopping at Target during Black Friday, highlighting cash back and rewards opportunities for consumers [1][2]. Group 1: Credit Card Recommendations - The Blue Cash Everyday® Card from American Express offers a $200 statement credit after spending $2,000 in the first 6 months, with 3% cash back on U.S. online retail purchases up to $6,000 per year [4][5]. - The Capital One Venture Rewards Credit Card provides 75,000 miles after spending $4,000 in the first 3 months, allowing users to earn 2x miles on all purchases, including those at Target [7][8]. - The Target Circle™️ Card offers a $50 discount on future purchases after spending $50 within the first 60 days, along with a 5% discount on eligible purchases at Target [19][21]. Group 2: Cash Back and Rewards Structure - The U.S. Bank Shopper Cash Rewards® Visa offers 6% cash back on the first $1,500 in combined purchases each quarter at two retailers of choice, including Target, potentially yielding $360 cash back annually if maximized [24][25]. - The Citi Double Cash® Card provides a flat 2% cash back on all purchases, making it a versatile option for Target shoppers who may not fall into specific reward categories [15][16]. - The Capital One Quicksilver Student Cash Rewards Credit Card allows college students to earn 1.5% cash back on all purchases, including those at Target, with no credit history required [10][12]. Group 3: Redemption Options - Cash-back credit cards allow users to redeem rewards for statement credits, which can help cover Target purchases and other expenses [26][27]. - Travel reward cards also offer statement credits, but it is often more beneficial to redeem points or miles for travel-related expenses [28]. - Consumers are advised to consider their shopping habits at Target to determine the best credit card for their needs, as frequent shoppers may benefit more from specific rewards cards [32][36].