全国中小微企业资金流信用信息共享平台迎全国首批外资法人银行

Core Insights - The People's Bank of China (PBOC) Shanghai Headquarters announced that six banking institutions in Shanghai have successfully connected to the National Small and Micro Enterprises Fund Flow Credit Information Sharing Platform, including four foreign banks, one rural commercial bank, and one private bank [1][2] - The fund flow information platform is a crucial financial infrastructure aimed at enhancing the interconnectivity of credit information for small and micro enterprises, exploring the application of bank fund flow credit information sharing, and supporting the financial sector's broader initiatives [1] - Since the platform's launch in October 2024, 30 banking institutions in Shanghai have connected to it, with over 100,000 queries made by financial institutions in the first three quarters of the year, resulting in credit support of 41.2 billion yuan benefiting over 6,800 enterprises, with more than 80% being inclusive small and micro loan enterprises [1] Summary by Categories - Banking Institutions Involved - Six banks in Shanghai have connected to the fund flow information platform, including HSBC, Standard Chartered, Fubon Bank, and Nanyang Commercial Bank [1] - Platform Purpose and Functionality - The platform aims to improve the credit information sharing mechanism for small and micro enterprises and is part of the PBOC's efforts to enhance financial services [1][2] - Impact and Usage Statistics - As of now, 30 banking institutions have joined the platform, with over 100,000 queries and credit support amounting to 41.2 billion yuan, primarily benefiting small and micro enterprises [1]