Jin Rong Shi Bao·2025-11-04 01:17Core Viewpoint - Minsheng Bank reported a steady growth in its financial performance for the first three quarters of 2025, with a notable increase in both interest and non-interest income [1] Financial Performance - The bank achieved an operating income of 108.51 billion yuan, reflecting a year-on-year growth of 6.74% [1] - The net profit attributable to shareholders reached 28.54 billion yuan [1] Interest Income - Net interest income amounted to 75.51 billion yuan, with a year-on-year increase of 2.40% [1] - Average interest-earning assets stood at 7,108.20 billion yuan, showing a year-on-year growth of 0.73% [1] - The net interest margin was reported at 1.42%, an increase of 2 basis points year-on-year [1] Non-Interest Income - Non-interest income totaled 32.99 billion yuan, marking a significant year-on-year growth of 18.20% [1] - Fee and commission income was 14.39 billion yuan, with a slight increase of 0.70% year-on-year [1] - Other non-interest income saw a substantial increase of 4.98 billion yuan, reflecting a growth rate of 36.55% year-on-year [1]