Core Viewpoint - The "15th Five-Year Plan" emphasizes the importance of financial support for the real economy, focusing on sectors such as technology, green development, and inclusive finance, providing a clear direction for future economic and social development [1][2][3] Financial Support for the Real Economy - The financial system has increased support for manufacturing, technological innovation, and green development during the "14th Five-Year Plan," with average annual growth rates of 27.2% for scientific research loans, 21.7% for medium- and long-term loans to manufacturing, and 10.1% for infrastructure loans [2] - The balance of inclusive loans for small and micro enterprises reached 36 trillion yuan, 2.3 times that of the end of the "13th Five-Year Plan," with interest rates decreasing by 2 percentage points [2] - The market capitalization of the A-share technology sector now accounts for over one-quarter of the total, with the number of technology companies in the top 50 increasing from 18 to 24 [2] Key Tasks and Financial System Positioning - The "15th Five-Year Plan" is crucial for laying the foundation for achieving socialist modernization, with systematic deployments around building a modern industrial system, accelerating technological self-reliance, and modernizing agriculture and rural areas [2] - The financial system needs to accurately position itself and enhance the quality and efficiency of services to the real economy [2][3] Focus Areas for Financial Support - Financial resources should be directed towards promoting technological innovation, advanced manufacturing, and green development [3] - Key areas include supporting original and disruptive technological innovations, enhancing green finance products, improving financing accessibility for small and micro enterprises, and developing financial services that adapt to an aging population [3] Enhancing Financial Services - The financial system must improve the transmission of monetary policy and optimize the financial institution framework to ensure comprehensive coverage of the real economy [3][4] - There is a need to deepen reforms in the Science and Technology Innovation Board and the Growth Enterprise Market to enhance equity financing capabilities for real enterprises [3] Serving the Public - Financial services should enhance the public's sense of gain, happiness, and security, focusing on areas such as consumption financing, rural financial services, and supporting rural revitalization [4] - The financial system aims to provide precise financial services to boost the construction of a modern industrial system and ensure effective collaboration with the real economy [4]
金融活水润实体 砥砺奋进新征程
Jin Rong Shi Bao·2025-11-04 02:09