太平人寿推出新款分红型增额终身寿险“国威一号” 立足“优质资产”需求，助力家庭实现跨期资产规划

Core Insights - The launch of "Tai Ping Guo Wei No.1 Whole Life Insurance (Participating)" reflects the company's response to market demand for quality asset planning tools, aiming to enhance customer satisfaction and long-term asset management [1][9] Product Features - "Guo Wei No.1" is designed as a participating whole life insurance product that combines guaranteed benefits with dividend participation, ensuring both asset safety and market growth potential [1][3] - The product features a 1.75% annual compound increase in both the effective basic insurance amount and the accumulated dividend insurance amount starting from the second policy year, providing lifelong growth in policy benefits [3] - As a participating insurance product, policyholders can share in the company's surplus distribution, with the added benefit of increasing accumulated dividend insurance amounts annually, enhancing overall policy benefits [5] Flexibility and Customer Needs - The product emphasizes flexibility and inclusivity, allowing for monthly premium payments to ease the financial burden on policyholders, along with features like policy loans and reduced paid-up options to meet diverse liquidity needs [7] - The company aims to balance protection and liquidity, catering to various life stages of customers [7] Service Integration - As a member of a financial central enterprise, the company integrates insurance with health and wellness services, contributing to a comprehensive ecosystem that supports medical, health, and retirement needs [9] - The launch of "Guo Wei No.1" is part of the company's strategy to respond to the demand for long-term quality asset planning tools, reinforcing its commitment to customer-centric service [9]