American International to Report Q3 Earnings: Key Estimates to Note

Core Insights - American International Group, Inc. (AIG) is set to release its third-quarter 2025 results on November 4, with earnings expected at $1.68 per share and revenues at $6.9 billion [1][7] Earnings Estimates - The earnings estimate for the third quarter has remained stable over the past week, indicating a year-over-year increase of 36.6%, while revenues are projected to grow by 0.1% year-over-year [2] - For the full year 2025, the revenue estimate is $27.2 billion, with earnings per share expected to reach $6.48, reflecting a 30.9% year-over-year increase [3] Earnings Prediction Model - AIG currently has an Earnings ESP of 0.00% and a Zacks Rank of 3 (Hold), suggesting that the model does not predict an earnings beat for this quarter [4] Revenue Drivers - AIG's revenues in Q3 are anticipated to benefit from higher net investment income and underwriting income from the General Insurance business, particularly from strong performances in the Global Personal segments [5] - The Zacks Consensus Estimate for net investment income in General Insurance is $856 million, representing a 10.8% increase from the prior year, while underwriting income is estimated at $497.1 million, indicating a 13.8% rise [6] Challenges - Higher catastrophe losses across segments are expected to negatively impact underwriting results in the General Insurance business, with anticipated year-over-year revenue declines from North America and International units [8] - Despite cost-cutting measures, AIG's margins are likely to be affected by an elevated expense base due to increased losses and loss adjustment expenses incurred in Q3 [8]