CF Bankshares Inc. (CFBK) Q3 Earnings and Revenues Lag Estimates

Core Insights - CF Bankshares Inc. reported quarterly earnings of $0.36 per share, missing the Zacks Consensus Estimate of $0.84 per share, and down from $0.65 per share a year ago, representing an earnings surprise of -57.14% [1] - The company posted revenues of $15.51 million for the quarter ended September 2025, missing the Zacks Consensus Estimate by 2.34%, compared to $13.07 million in the same quarter last year [2] - CF Bankshares has underperformed the market, with shares down about 9.2% year-to-date, while the S&P 500 has gained 16.3% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.87 on revenues of $16.19 million, and for the current fiscal year, it is $3.16 on revenues of $61.87 million [7] - The estimate revisions trend for CF Bankshares was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Zacks Industry Rank for Banks - Northeast is currently in the top 18% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]