Ge Long Hui A P P·2025-11-04 06:33Core Viewpoint - Zhangjiagang Bank achieved a net profit attributable to shareholders of 1.572 billion yuan in the first three quarters of 2025, representing a year-on-year growth of 5.79%, with an increase of 0.68 percentage points compared to the first half of the year [1] Financial Performance - As of the end of Q3 2025, the total assets of Zhangjiagang Bank reached 221.2 billion yuan, reflecting a growth of 1.05% compared to the end of 2024 [1] - The total customer deposits amounted to 176.3 billion yuan, which is a 5.83% increase from the end of 2024 [1] - The total loans issued reached 146.3 billion yuan, marking a growth of 6.55% from the end of 2024, with the proportion of loans in total assets rising by 3.42 percentage points to 66.14% [1] Loan Performance - Corporate loans stood at 82.4 billion yuan, showing a significant increase of 12.86% compared to the end of 2024 [1] - Both inclusive finance and manufacturing loans experienced growth rates exceeding the average, indicating significant structural optimization [1] Risk Management and Ratings - The narrowing decline in net interest margin and stable non-performing loan ratio demonstrate the bank's strong risk control capabilities [1] - The bank maintains an "Accumulate" rating based on its performance and outlook [1]