It's Getting Harder to Qualify for Social Security in Retirement. Here's Why

Key Points To qualify for Social Security in retirement, you need to accumulate 40 work credits in your lifetime. The value of a work credit is rising in 2026. If you work part-time, this change is one to pay attention to. The $23,760 Social Security bonus most retirees completely overlook › Social Security is an income source millions of retirees depend upon. Without those benefits, many seniors wouldn't have a way to pay their basic expenses like housing, transportation, healthcare, and food. ...