(乡村行·看振兴)金融活水润乡土:从姜田到谷场的生机
Zhong Guo Xin Wen Wang·2025-11-04 09:35

Core Viewpoint - The article highlights the transformative impact of financial support on rural agricultural development, showcasing how innovative banking solutions have enabled local farmers to enhance production and profitability through improved infrastructure and technology [1][2]. Group 1: Financial Support and Agricultural Development - The Qingshui Rural Commercial Bank provided over 8 million yuan in loans to a ginger cooperative, facilitating the expansion of their operations and the introduction of advanced irrigation and organic farming techniques [1]. - The cumulative agricultural loans issued by Qingshui Rural Commercial Bank have exceeded 3.2 billion yuan, leading to the growth of various agricultural sectors, including vegetables, millet, walnuts, and medicinal herbs [2]. Group 2: Case Study of Millet Industry - In Yangqu County, the local rural commercial bank has developed specialized credit services for the millet industry, addressing funding shortages faced by individual farmers and cooperatives [2][4]. - The bank issued a 150,000 yuan credit loan within three days to a cooperative facing a funding crisis, enabling them to explore a full-chain model of "planting + processing + sales" [4]. - Currently, the bank has provided 2.86 million yuan in credit to 27 millet farmers, stabilizing millet cultivation at 80,000 acres and fostering the development of six agricultural enterprises and 80 cooperatives [4].