直击香港金融科技周 | 跨境支付过程“丝滑”，AI应用落地提速

Core Insights - The "Hong Kong FinTech × StartmeupHK Startup Festival 2025" opened on November 3, showcasing advancements in artificial intelligence, big data, blockchain, cloud computing, and cross-border payments [1] - The Hong Kong Monetary Authority announced the "FinTech 2030" blueprint, focusing on four core strategies: Data, AI, Resilience, and Tokenization (DART) [1] - The event highlighted various companies demonstrating cutting-edge applications of AI and cloud computing, including WeChat's mobile payment solutions for foreign visitors [1] Group 1: Cross-Border Payment Innovations - Foreign visitors in mainland China can now use their familiar wallets for payments without additional registration, thanks to the "Unified Cross-Border QR Code Gateway" [2] - Over 20 foreign wallets, including Mongolia's Hipay and Singapore's LiquidPay, have launched services allowing seamless payments through WeChat [2][3] - The "Cross-Border Payment Pass" enables users to transfer money to mainland WeChat wallets and over 200 banks within one minute [4] Group 2: AI and Digital Banking Developments - The emergence of AI-native banks is transforming the financial industry, with companies like WeBank utilizing AI to enhance business processes and customer interactions [5] - The exploration of AI applications is robust in both mainland China and Hong Kong, with Hong Kong showing a higher openness to direct AI applications for end customers [6] - The development of general large models and improvements in the precision and safety of financial models are expected to broaden the application of AI in finance [6]