ACI Worldwide expands with Payment Components takeover

Core Insights - ACI Worldwide has acquired Payment Components, a Greek fintech specializing in AI-driven financial messaging and open banking solutions, with the acquisition not expected to be financially material to ACI [1][3] - The technology from Payment Components will enhance ACI Connetic, ACI's cloud-based payments platform, which supports card processing, account-to-account transactions, and AI-driven fraud prevention [2][3] - The integration aims to streamline payment processing and improve back-office integration, leveraging generative AI and enhancing the capabilities of ACI's offerings [4][5] Company Strategy - ACI's acquisition is intended to set a new standard for payment transformation in the digital economy, emphasizing the importance of innovation and talent from Payment Components [3][5] - The acquired technology will facilitate the launch of local payment schemes and improve the overall efficiency of payment operations [4][5] - ACI's strategic partnership with BitPay in October 2025 aims to enhance digital asset capabilities for merchants and payment service providers [6]