Core Insights - Bowhead Specialty Holdings Inc. reported revenue of $143.93 million for the quarter ended September 2025, reflecting a year-over-year increase of 23.3% [1] - The company's EPS was $0.47, up from $0.38 in the same quarter last year, indicating a significant improvement [1] - Revenue exceeded the Zacks Consensus Estimate by 2.89%, while EPS surpassed the consensus estimate by 17.5% [1] Financial Performance Metrics - Expense Ratio was reported at 29.5%, better than the average estimate of 30.7% from three analysts [4] - Combined Ratio stood at 95.4%, compared to the average estimate of 96.8% [4] - Loss Ratio was 65.9%, slightly above the average estimate of 65.6% [4] - Net earned premiums reached $128.41 million, exceeding the estimated $125.06 million, representing a 22.1% increase year-over-year [4] - Other insurance-related income was $0.5 million, significantly higher than the estimated $0.42 million, marking a 364.8% increase compared to the previous year [4] - Net investment income was reported at $15.04 million, surpassing the average estimate of $14.42 million, with a year-over-year change of 30.9% [4] Stock Performance - Over the past month, shares of Bowhead Specialty Holdings Inc. have returned -7.2%, contrasting with the Zacks S&P 500 composite's +2.1% change [3] - The stock currently holds a Zacks Rank 4 (Sell), suggesting potential underperformance relative to the broader market in the near term [3]
Bowhead Specialty Holdings Inc. (BOW) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates