Can Fidelity National Beat Q3 Earnings on Banking Solutions Strength?

Core Insights - Fidelity National Information Services, Inc. (FIS) is scheduled to report its third-quarter 2025 results on November 5, 2025, with earnings estimated at $1.48 per share and revenues at $2.65 billion [1][7] Financial Performance Estimates - The earnings estimate for Q3 2025 indicates a 5.7% year-over-year increase, while the revenue estimate suggests a 3.3% growth compared to the previous year [2][7] - For the full year 2025, the revenue estimate stands at $10.52 billion, reflecting a 3.9% year-over-year rise, and the EPS estimate is $5.76, indicating a growth of approximately 10.3% year-over-year [3] Earnings Prediction and Model Insights - The model predicts a likely earnings beat for FIS, supported by a positive Earnings ESP of +0.20% and a Zacks Rank of 3 (Hold) [4] - The consensus estimates for Banking Solutions revenues indicate a 3.6% year-over-year increase, while Capital Market Solutions are expected to see a 6.2% increase [8] Recurring Revenue and EBITDA Expectations - The consensus estimate for total recurring revenues suggests a 4% increase for the upcoming quarter, with North America and All Other revenues expected to grow by 3.2% and 3.8% year-over-year, respectively [9] - The adjusted EBITDA for Capital Market Solutions is estimated to increase by 6.5% year-over-year, while Banking Solutions' adjusted EBITDA is expected to grow by 4.1% [10] Operational Insights - Total operating expenses are anticipated to rise by only 2.9% year-over-year, although there is a noted decline of 3% in adjusted equity method investment earnings [11]