筑牢防范非法金融安全线

Core Viewpoint - The inter-ministerial joint meeting on preventing and combating illegal financial activities emphasized the need to address issues related to illegal financial activities conducted through apps, aiming to better protect the public's financial interests [1] Group 1: Illegal Financial Activities - Illegal financial activities refer to actions that engage in various financial business activities such as currency, payment, and foreign exchange without legal permission from financial regulatory authorities or in violation of national financial regulations [1] - The forms of illegal financial activities have become increasingly diverse and sophisticated, with criminals using high returns and quick profits to lure the public into illegal fundraising and financial pyramid schemes [1] - The rise of illegal financial activities, including traditional pyramid schemes and illegal fundraising, as well as internet-based scams like virtual currency fraud and "trap loans," has led to significant economic losses for consumers, particularly vulnerable groups with lower risk identification capabilities [1] Group 2: Impact on Society - Illegal financial activities pose significant risks to individuals and society, leading to economic losses for participants, with severe cases resulting in total financial ruin [1] - These activities disrupt normal economic and financial order, exacerbate social instability, and can lead to misallocation of financial resources, hindering normal economic development [1] Group 3: Regulatory and Preventive Measures - In response to the spread of illegal financial activities, financial regulatory authorities have been actively issuing risk warnings and typical case studies to guide banking institutions in helping consumers accurately identify risks [2] - Financial education is being emphasized as a preventive measure, with initiatives aimed at raising awareness among the public to avoid illegal financial activities and protect their financial interests [2] - Consumers are encouraged to enhance their awareness of risks, understand basic financial knowledge, and maintain vigilance by adhering to principles such as "do not trust, do not disclose, do not transfer" when engaging in financial transactions [2]