田轩：把握金融支持消费发力点

Group 1 - The core viewpoint of the articles emphasizes the importance of domestic demand and consumption as key drivers for economic growth during the "15th Five-Year Plan" period, with financial support playing a crucial role in stimulating consumption and unleashing potential [1][4] - The central government is increasing fiscal subsidies and coordinating with financial interest subsidies to promote major consumer goods such as automobiles and home appliances, thereby driving rapid recovery in the consumption market [1][2] - Consumption credit has seen significant growth, with a focus on expanding credit services beyond traditional sectors to include education, healthcare, and green consumption, reflecting a shift towards more personalized and service-oriented consumption [2][3] Group 2 - The digital transformation of consumer finance is accelerating, with mobile payments and digital currency infrastructure enhancing the consumer service landscape, projected to reach a transaction scale of 563.7 trillion yuan in 2024 [2][3] - Addressing the imbalance in financial services between urban and rural areas is a priority, with initiatives to develop a rural credit system and promote collaboration between major banks and rural credit cooperatives [3][4] - Strengthening the collaboration between financial and industrial policies is essential for activating new consumption growth points, with a focus on integrating financial services into various industry chains [4][5]