天津“金融护航促消费”专项行动显成效 重点领域贷款余额同比增26.91%

Core Insights - The People's Bank of China Tianjin Branch has actively organized financial institutions in the city to carry out a "Financial Support for Consumption" initiative, resulting in significant growth in consumer credit [1][2] Group 1: Consumer Credit Growth - As of the end of September, the loan balance in key service consumption sectors such as accommodation, catering, cultural and entertainment, education, and resident services increased by 26.91% year-on-year, significantly higher than the average growth rate of various loans during the same period [1] - From May to the end of September, financial institutions in Tianjin issued over 5.2 billion yuan in loans to support key consumption sectors, benefiting more than 2,800 businesses [1] Group 2: Financial Product Innovation - Financial institutions have launched innovative financial products and services, such as consumer loans and credit card installment plans, combining online and offline offerings [2] - From January to September, a total of 2.354 billion yuan in consumer loans was issued through various activity scenarios, with 18 payment service demonstration zones established in popular cultural and tourism areas [2] Group 3: Support for Specific Consumption Needs - Over 40 specialized consumer credit products have been introduced to meet the demand for replacing old automobiles and home appliances [2] - In terms of bond financing, Tianjin issued credit asset-backed securities totaling 6.816 billion yuan from January to September, ranking sixth nationwide [2] Group 4: Future Plans - The People's Bank of China Tianjin Branch plans to continue strengthening collaboration with relevant departments to guide financial institutions in effectively utilizing monetary policy tools to expand credit support for key consumption areas and groups [2]