【省医保局】陕西不断增强参保群众获得感

Core Viewpoint - The provincial government is implementing reforms to enhance the medical insurance system, focusing on inclusivity for various employment groups and improving benefits for continuous participants in the insurance scheme [1][2][3]. Group 1: Policy Changes - The removal of household registration restrictions allows flexible employment workers, migrant workers, and new economy personnel to participate in employee medical insurance at their place of employment [1][2]. - Special policies for specific groups include allowing out-of-town students and preschool children to enroll in medical insurance at their place of residence, and newborns can be enrolled immediately upon birth [2]. - A continuous insurance incentive policy has been introduced, where individuals who maintain continuous insurance for four years can increase their major illness insurance payment limit by up to 20% [2]. Group 2: Financial Contributions and Benefits - By 2025, the annual financial subsidy per person will increase by 30 yuan, reaching no less than 700 yuan, while the personal contribution remains unchanged at 400 yuan [3]. - The concentrated payment period is set from October to December 25, with continuous contributions during this period ensuring coverage for the entire year of 2026 [3]. Group 3: Special Provisions and Digital Services - A "green channel" for enrollment has been established for special groups such as the spouses and minor children of veterans, allowing them to receive benefits immediately even outside the concentrated payment period [4]. - The introduction of an "insurance wallet" for online and inter-provincial payment services aims to enhance convenience for participants [4]. - Digital initiatives include the establishment of a comprehensive database for enrollment, facilitating precise service delivery and making it easier for individuals to register and pay for insurance [4].