Core Viewpoint - American Coastal Insurance (ACIC) reported quarterly earnings of $0.61 per share, exceeding the Zacks Consensus Estimate of $0.39 per share, and showing an increase from $0.54 per share a year ago [1] Earnings Performance - The earnings surprise for the quarter was +56.41%, with a previous quarter surprise of +42.11% when earnings were $0.54 against an expectation of $0.38 [2] - Over the last four quarters, the company has surpassed consensus EPS estimates three times [2] Revenue Performance - American Coastal reported revenues of $90.4 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 6.20%, compared to $82.14 million in the same quarter last year [3] - The company has also topped consensus revenue estimates three times over the last four quarters [3] Stock Performance and Outlook - American Coastal shares have declined approximately 10.4% since the beginning of the year, while the S&P 500 has gained 15.1% [4] - The future performance of the stock will depend on management's commentary during the earnings call and the earnings outlook [4][5] Earnings Estimates and Industry Outlook - The current consensus EPS estimate for the upcoming quarter is breakeven on revenues of $83.98 million, and $1.35 on revenues of $326.12 million for the current fiscal year [8] - The Zacks Industry Rank for Insurance - Property and Casualty is in the top 26% of over 250 Zacks industries, indicating a favorable outlook for the sector [9]
American Coastal Insurance (ACIC) Tops Q3 Earnings and Revenue Estimates