Jin Rong Shi Bao·2025-11-06 02:23Core Insights - The article discusses the growing demand for professional and long-term wealth management services among consumers, driven by interest rate cuts and an aging population [1] - It highlights the policy direction provided by the government to support the insurance industry, emphasizing the need for diversified retirement security and financial planning [1] - Xinhua Insurance, with 30 years of industry experience, is positioned as a key player in the innovation of participating insurance products [1] Policy and Market Dynamics - The government has issued guidelines to enhance the insurance sector's quality, focusing on meeting diverse retirement and financial planning needs [1] - The shift from single risk protection to comprehensive services including retirement planning, health management, and asset allocation is emphasized [1] Product Features - The "Shengshi Glory Celebration Edition" offers dual-core growth, providing guaranteed benefits and opportunities for policyholders to share in company profits through dividends [4][5] - The product includes flexible planning options such as reduced coverage and policy loans, catering to consumers' need for adaptability [4] - It features a high-quality dividend account that ensures stable returns, backed by a professional investment team [4] Investment Strength - Xinhua Insurance boasts total assets exceeding 1.8 trillion yuan, with an annualized total investment return rate of 8.6% as of September 30, 2025 [6] - The company maintains a long-term value investment approach, balancing traditional strengths with innovative strategies to achieve superior investment performance [6] National Strategy Alignment - The company actively participates in national initiatives, investing in key sectors like semiconductors and artificial intelligence, contributing over 1.21 trillion yuan to the real economy [7] - Xinhua Insurance aims to connect family wealth management with national development strategies, sharing the benefits of China's economic transformation with clients [7] Consumer Services - Xinhua Insurance integrates various service brands to offer comprehensive support, including asset allocation, legal advice, and healthcare services [8] - The company has established a network for high-quality medical services and wellness care, enhancing customer experience [8]