从“城市附属”到城乡融合

Core Insights - Tianjin has a strong necessity and relative advantages in developing urban agriculture, driven by the high demand for quality and safe agricultural products from its population of over 35 million in the Beijing-Tianjin-Hebei urban agglomeration [1] - The city is the only one among seven major grain sales areas to receive an excellent rating in land protection assessments, ensuring a nearly 70% self-sufficiency rate in staple food production [1] - The "14th Five-Year Plan" emphasizes modernizing agriculture and rural areas, with a focus on upgrading urban agriculture [1] Financial Support and Innovation - Financial institutions are innovating to support urban agriculture, addressing the mismatch between traditional business models and the needs of new agricultural operators [4][5] - Tianjin Rural Commercial Bank launched the "Land Certificate Loan" to facilitate financing for farmers like Yao Xingyong, who faced funding gaps due to expanded planting [5] - The bank's innovative approach includes using land transfer contracts to streamline loan applications, significantly reducing the time required for approval [5] Agricultural Efficiency and Resource Utilization - High-standard farmland construction projects in Tianjin are supported by long-term loans from agricultural banks, enhancing land efficiency and addressing issues like soil salinization [6][8] - The construction of high-standard farmland has led to the transformation of 6,000 acres, with an additional 1,000 acres of new arable land created [8] - The integration of land resources and the promotion of mechanized farming are essential for improving agricultural productivity in urban areas [11] Modernization and Market Adaptation - Villages are adapting to market demands by modernizing agricultural practices, such as the establishment of standard planting gardens and advanced greenhouse facilities [12][13] - Financial support from banks has been crucial in enabling these transformations, with loans provided for infrastructure improvements and long-term agricultural projects [12][13] - The focus on high-quality agricultural products aligns with changing consumer preferences, leading to increased market recognition and sales through online platforms and community group purchases [13]