Xin Lang Cai Jing·2025-11-06 03:12Core Viewpoint - Postal Savings Bank of China (PSBC) shows a mixed performance in financing activities, with a slight decline in stock price and notable changes in financing and securities lending activities [1][2]. Financing Activities - On November 5, PSBC recorded a financing buy-in of 90.79 million yuan, while financing repayment amounted to 103 million yuan, resulting in a net financing outflow of 12.37 million yuan [1]. - The total financing and securities lending balance for PSBC reached 859 million yuan as of November 5, with the financing balance at 854 million yuan, representing 0.22% of the circulating market value, which is below the 20th percentile level over the past year [1]. Securities Lending Activities - On the same day, PSBC repaid 77,300 shares in securities lending and sold 157,000 shares, with the selling amount calculated at approximately 929,000 yuan based on the closing price [1]. - The remaining securities lending volume stood at 918,700 shares, with a total balance of 5.43 million yuan, exceeding the 70th percentile level over the past year, indicating a relatively high position [1]. Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing and provides a range of banking and financial services in China [2]. - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2]. Financial Performance - As of September 30, 2025, PSBC reported a net profit attributable to shareholders of 76.562 billion yuan, reflecting a year-on-year growth of 0.98% [2]. - The bank has distributed a total of 137.796 billion yuan in dividends since its A-share listing, with 77.395 billion yuan distributed over the past three years [3]. Shareholder Information - As of September 30, 2025, the number of PSBC shareholders decreased to 142,600, a reduction of 13.09% from the previous period [2]. - Major shareholders include Hong Kong Central Clearing Limited and various ETFs, with notable reductions in their holdings compared to the previous period [3].