Workflow
助力秋收提速 夯实“塞北粮仓”金融根基
Jin Rong Shi Bao·2025-11-06 03:33

Core Viewpoint - The People's Bank of China in the Inner Mongolia Autonomous Region is enhancing financial support for the autumn harvest, focusing on optimizing payment services to ensure smooth operations and safeguard national food security [1] Group 1: Optimizing Payment Environment - The People's Bank of China in Inner Mongolia is improving payment networks by upgrading payment acceptance environments at grain purchasing stations and agricultural cooperatives, ensuring timely payments for farmers [2] - The bank is promoting mobile banking and online payment tools in rural areas, facilitating easier access to financial services for farmers [2] - Mobile financial service teams are deployed to remote areas, providing on-site banking services and completing over 7,300 transactions during the harvest season [2] Group 2: Ensuring Smooth Fund Flow - The bank is extending business hours and prioritizing services for grain-related businesses to meet the increased demand during the harvest season [3] - Fee waivers for payment services related to the harvest have been implemented, with a total of 1.8326 million yuan in fees waived for 3,590 agricultural enterprises and individual businesses [3] - A merchant funding management system has been introduced to enhance transparency and efficiency in payments among multiple parties involved in grain collection [3] Group 3: Strengthening Security Measures - Regular inspections of payment environments are conducted to prevent fraud and ensure secure transactions during the harvest [4] - Training for personnel at cash withdrawal service points is emphasized to enhance risk identification and monitoring of unusual transactions [4] - Financial literacy programs are being implemented in rural areas to educate farmers on recognizing fraud and managing financial risks [4] - As of mid-October, the harvest progress in Inner Mongolia reached 40.98%, 9.39 percentage points ahead of the previous year, demonstrating the effectiveness of financial support in accelerating the harvest process [4]