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行业首次,内蒙古一村镇银行停售5年期定存
Jing Ji Guan Cha Wang·2025-11-06 03:37

Core Viewpoint - The announcement by the Tongyu County Mengyin Village Bank regarding the adjustment of deposit interest rates marks a significant shift in the banking sector, particularly with the cancellation of the five-year fixed deposit product, which is the first case in the industry [1] Summary by Category Interest Rate Adjustments - The bank has adjusted the one-year fixed deposit rate from 1.50% to 1.45% [1] - The two-year fixed deposit rate has been changed from 1.60% to 1.55% [1] - The three-year fixed deposit rate has been reduced from 1.95% to 1.85% [1] Cancellation of Deposit Products - The bank has explicitly canceled the five-year fixed deposit product, which previously had an interest rate of 1.90%, leaving it as a vacant option [1] - This cancellation is noted as the first clear case in the industry to eliminate a five-year fixed deposit product [1] Regulatory Context - The deposits accepted by the bank are protected under the "Deposit Insurance Regulations" [1]