让“沉睡资产”变“振兴资本” 中国人民银行四川省分行以改革创新推动农业设施和畜禽活体融资闯出新路

Core Viewpoint - The People's Bank of China Sichuan Branch is actively implementing financial support for rural revitalization by transforming dormant rural assets into capital for development, focusing on agricultural facilities and livestock as collateral for loans [1][8]. Group 1: Financial Support Initiatives - As of the end of September, Sichuan has issued a total of 5.335 billion yuan in livestock collateral loans and agricultural facility loans, benefiting 13,392 agricultural entities [1]. - The Sichuan Branch has conducted extensive research to address challenges in asset rights confirmation, evaluation, and risk control related to agricultural facilities and livestock [2][4]. - A series of policy documents have been released, including the "2025 Sichuan Credit Policy Work Points," to promote the use of agricultural facilities and livestock as collateral [2][4]. Group 2: Mechanism and Coordination - A regular liaison mechanism for financial services in rural revitalization has been established, involving coordination among financial, fiscal, and industrial departments [3]. - The Sichuan Branch has collaborated with various departments to streamline policies related to the rights confirmation and collateralization of rural resources [4][5]. Group 3: Product Innovation and Implementation - Innovative financial service models have been developed, such as "live asset collateral + intelligent supervision," utilizing technologies like IoT and blockchain for real-time monitoring of livestock [8]. - As of September, 3,189 market entities have received 2.286 billion yuan in livestock collateral loans, while 10,203 entities have received 3.048 billion yuan in loans for agricultural facilities [8]. - A dual asset collateral approach has been introduced to meet the financing needs of agricultural entities, combining livestock and agricultural production facilities as collateral [9].