Core Insights - Tianjin Bank's A-share IPO plan was first proposed in 2015, but the bank has yet to exit the counseling period after ten years [1] - The main obstacle for Tianjin Bank's listing is the lack of external approvals required for the IPO [1] Financial Performance - For the first three quarters of 2025, Tianjin Bank reported operating income of 12.939 billion RMB, a year-on-year increase of 0.62 billion RMB, or 0.48% [2] - The total profit for the same period was 3.970 billion RMB, up by 1.32 billion RMB, or 3.44% year-on-year [2] - Net profit reached 3.527 billion RMB, reflecting a year-on-year growth of 1.83 billion RMB, or 5.47% [2] - Earnings per share were 0.57 RMB, an increase of 3.64% compared to the previous year [2] Comparison with Previous Periods - The operating income growth rate for Tianjin Bank in the first three quarters of 2025 was lower than that in the first half of 2025, where it achieved an operating income of 8.828 billion RMB, a year-on-year increase of 0.82% [2] - In 2023 and 2024, Tianjin Bank's operating income was 16.456 billion RMB and 16.709 billion RMB, representing year-on-year growth of 4.4% and 1.5%, respectively [2] - The net profit attributable to equity holders for 2023 and 2024 was 3.760 billion RMB and 3.802 billion RMB, with year-on-year growth of 5.5% and 1.1%, respectively [2]
天津银行上市辅导10年难破局 营收增速3连降越增越慢