光谷科创金融“伙伴工程”入库企业突破120家，14家企业已获融资

Core Insights - The "Partner Project" of Optics Valley Science and Technology Finance has been operational for over two months, with 120 companies registered as "technology seedlings" and 14 companies receiving funding support [1][2] - The project aims to address the financing difficulties faced by early-stage technology companies in Wuhan's East Lake High-tech Zone by providing tailored financial services [1][2] Group 1: Project Overview - The "Partner Project" was launched to solve the financing challenges for early-stage technology enterprises, particularly those lacking collateral and revenue [1] - The initiative involves collaboration among various financial institutions, investment entities, and research organizations to create a comprehensive support system for startups [1][2] Group 2: Financial Products and Services - The project offers specialized financial products such as "Seedling Partner Loans" with a maximum loan amount of 10 million yuan and interest rates starting at LPR-50 basis points [1] - Customized insurance products, including research and development insurance and entrepreneurial failure insurance, are also part of the offering [1][2] Group 3: Risk Sharing and Funding Mechanism - A risk compensation fund of 30 million yuan has been established to share risks with partner banks, addressing the reluctance of financial institutions to lend due to mismatched risk and return [2] - The project aims to support at least 400 technology seedling companies, contributing to the establishment of Wuhan as a nationally influential technology innovation center [2]