国家金融监督管理总局首席风险官：科技保险迎来机遇

Core Insights - The development of technology insurance is seen as a significant opportunity for promoting high-level technological self-reliance and industry transformation in China [1][2] - The insurance market in China is experiencing steady growth and structural optimization, solidifying its position as the world's second-largest insurance market [1] Group 1: Market Growth and Performance - During the "14th Five-Year Plan" period, the scale of China's insurance industry has steadily increased, with a notable growth in technology insurance premiums, which rose by 30% year-on-year in the first three quarters of this year, significantly higher than the industry average [1] - In 2024, technology insurance is expected to provide over 9 trillion yuan in coverage for technological innovation activities, with insurance capital investing over 600 billion yuan in technology enterprises [1] Group 2: Development Pathways - A multi-party collaborative policy system, efficient service system, and comprehensive ecological system are essential for the development of technology insurance, along with the cultivation of compound talents and the creation of specialized products [2] - Ningbo, as a national insurance innovation comprehensive pilot zone, reported a 17% year-on-year increase in premium income in the first three quarters of this year, leading the nation in growth rate [2]