金融监管总局：前三季度科技保险保费收入同比增长30%

Core Insights - The core viewpoint of the articles highlights the rapid growth of technology insurance in China, with a 30% year-on-year increase in premium income during the first three quarters of the year, significantly surpassing the industry average [1][2] - The total insurance coverage for technology innovation activities is projected to exceed 9 trillion yuan in 2024, with insurance funds investing over 600 billion yuan in technology enterprises [1] Group 1: Industry Growth - Technology insurance in China is currently in its early stages of development, necessitating reforms and improvements in mechanisms to achieve breakthroughs and enhance quality [1] - The financial regulatory authority emphasizes the need for a new model and path for the development of technology insurance, focusing on the combination of effective markets and proactive government involvement [1] Group 2: Policy and System Development - A multi-faceted policy system is being developed to support high-quality growth in technology insurance, involving collaboration among various government departments [1] - The establishment of a professional and efficient service system is essential, which includes training professionals who understand both insurance and technology [1] Group 3: Ecosystem and Data Integration - The creation of a comprehensive ecosystem is encouraged, including the exploration of insurance data platform construction to effectively integrate data from government, research, industry, and insurance sectors [2] - There is a focus on developing risk diversification mechanisms among various stakeholders, including government, technology enterprises, and insurance institutions [2]