事关银发经济！多方发声

Core Viewpoint - The silver economy is a key driver for domestic consumption and investment growth, addressing the welfare of the elderly while becoming an important engine for economic growth [1][4]. Group 1: Development and Opportunities - The silver economy is experiencing significant growth, with traditional and emerging business models evolving to meet the needs of the aging population [2][7]. - The number of elderly care institutions and their capacity is increasing, with over one-third of these institutions being public-private partnerships [2]. - The demand for new industries and economic models that align with demographic changes is becoming urgent, with over 300 million elderly individuals in China whose needs are evolving [1][7]. Group 2: Policy Recommendations - Huang Qifan suggests establishing a reverse mortgage system for elderly individuals, which would provide them with a stable income while ensuring their property is managed effectively after their passing [5][6]. - A silver industry development fund is recommended to support financing for the silver economy, attracting more social capital and focusing on social responsibility investments [5][6]. Group 3: Technological Integration - The integration of advanced technologies such as artificial intelligence and big data into the silver economy is essential for developing new products and services [7]. - The rise of new business models combining silver economy with sectors like culture, tourism, education, and finance is noted, indicating a growing market potential [7]. Group 4: Government Initiatives - The Ministry of Commerce plans to enhance the silver economy by promoting foreign investment in the elderly care sector and improving the quality of domestic services [8][9]. - Initiatives include expanding the elderly care service sector, enhancing home service quality, and creating consumer promotion activities focused on elderly care [8][9].