Mortgage and refinance interest rates today, November 6, 2025: Weekly rates are up, annual rates are down

Mortgage rates bumped up slightly this week. According to Freddie Mac, the average 30-year fixed mortgage rate rose five basis points to 6.22%. A year ago, the 30-year averaged 6.79%. The 15-year fixed rate gained nine basis points to 5.50%. A year ago, it averaged 6.00%. Both mortgage terms followed the higher trend of 10-year Treasury notes, a key indicator of mortgage rates. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.15% 20-ye ...