BILL (US:BILL) ZACKS·2025-11-07 01:01Core Insights - BILL Holdings reported revenue of $395.74 million for the quarter ended September 2025, reflecting a year-over-year increase of 10.4% and a surprise of +1.31% over the Zacks Consensus Estimate of $390.61 million [1] - The company's EPS was $0.61, slightly down from $0.63 in the same quarter last year, but exceeded the consensus estimate of $0.51 by +19.61% [1] Financial Performance Metrics - Total Payment Volume reached $89 billion, surpassing the average estimate of $87.94 billion [4] - The number of transactions processed was 33 million, which fell short of the estimated 33.96 million [4] - Revenue from interest on funds held for customers was $37.74 million, compared to the average estimate of $36.22 million, representing a year-over-year decline of -13.3% [4] - Revenue from subscription and transaction fees was $358.01 million, exceeding the average estimate of $354.03 million, with a year-over-year increase of +13.7% [4] - Subscription fees generated $70.8 million, above the average estimate of $68.77 million, while transaction fees accounted for $287.2 million, also surpassing the average estimate of $285.3 million [4] Stock Performance - Shares of BILL Holdings have declined by -10.8% over the past month, contrasting with the Zacks S&P 500 composite's increase of +1.3% [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]