Open Lending (LPRO) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Open Lending (LPRO) reported revenue of $24.17 million for the quarter ended September 2025, reflecting a year-over-year increase of 2.9% and a positive surprise of 12.78% over the Zacks Consensus Estimate of $21.43 million [1] - The earnings per share (EPS) for the quarter was $0.03, significantly higher than the $0.01 reported in the same quarter last year, resulting in an EPS surprise of 200% compared to the consensus estimate [1] Revenue Breakdown - Revenue from profit share was $8.47 million, exceeding the average estimate of $6.65 million by two analysts, representing a year-over-year increase of 24.2% [4] - Revenue from program fees was $13.34 million, slightly above the average estimate of $12.31 million, but showed a year-over-year decline of 5.8% [4] - Revenue from claims administration service fees was $2.36 million, which was below the average estimate of $2.47 million, indicating a year-over-year decrease of 5.5% [4] Stock Performance - Over the past month, shares of Open Lending have returned -13.7%, contrasting with the Zacks S&P 500 composite's increase of 1.3% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]