Xin Hua Cai Jing·2025-11-07 02:35Core Insights - The "Digital Risk Control Project" won the second prize in the national finals of the 2025 "Data Element ×" competition, showcasing a significant achievement among 22,000 participating projects [1] - The competition aims to promote the marketization of data elements and the deep integration of data with industries, featuring 13 industry tracks including financial services [1] Group 1: Project Overview - The "Digital Risk Control Project" addresses industry pain points such as data integration, circulation, and application difficulties, establishing the first "data-risk-ecosystem" digital risk control system in the insurance sector [2] - The project utilizes a robust data foundation and distributed computing capabilities from Ping An Group, creating a comprehensive database covering ten high-quality data categories, with a total data volume exceeding PB level [2] - It integrates over 370 authoritative data sources, forming the first compliance data fusion model and claims knowledge engineering system in the industry, achieving a data standard at DCMM level five [2] Group 2: Technological Innovations - The project has developed a large model and knowledge engineering system for the insurance domain, utilizing trillions of insurance corpus and hundreds of millions of claims data to create an interpretable knowledge graph and intelligent reasoning chain [2] - The automation rate of knowledge has reached 70%, while the data knowledge rate stands at 50%, significantly enhancing risk identification accuracy and control efficiency [2] - The project has empowered over 20 insurance institutions through an inclusive financial open platform, generating economic and social benefits exceeding 10 billion [2] Group 3: Company Strengths - Ping An Group's technology innovation and ecological collaboration are highlighted by this award, reflecting its systemic strength in driving intelligent financial development through data elements [3] - The company has accumulated over 30 trillion bytes of data, covering nearly 250 million individual customers, and has trained large models based on vast data resources [3] - AI has been fully integrated into Ping An's core business, with 89% of car insurance policies being issued in an average of one minute, and the automation rate for personal injury claims reaching 63% [3] Group 4: Future Directions - Financial One Account will continue to act as a technology output window, collaborating with the Ping An ecosystem and the industry to explore new intelligent financial models driven by data elements [4] - The aim is to contribute to the high-quality development of the financial industry, support the real economy, enhance financial risk prevention capabilities, and promote new productive forces [4]