Here’s How the Upper Middle Class Can Retire Rich

Emergency funds are a must for everyone, regardless of age. Unexpected expenses will happen at some point in your life, but having the money available will help you avoid credit card debt. Many financial advisors recommend that you have at least three to six months’ worth of expenses in emergency savings in case you experience a financial shock, such as a job loss or a hospital stay.For example, you may want to travel frequently during retirement. To do that, you’ll need to understand how much it will cost ...