Di Yi Cai Jing·2025-11-07 05:35Core Insights - Zhengzhou Bank reported a strong performance in Q3 2025, with significant growth in assets, revenue, and net profit despite a challenging external environment [1][2]. Asset Growth - As of the end of Q3 2025, Zhengzhou Bank's total assets reached 743.55 billion, marking a 9.93% increase from the end of the previous year, achieving the highest growth rate for the same period in history [2]. - The bank's asset scale increased by 67.19 billion, which is 1.87 times the increase from the same period last year [2]. - The total amount of loans and advances issued by the bank was 406.72 billion, reflecting a 4.91% growth compared to the end of the previous year [2]. Revenue and Profit Growth - Zhengzhou Bank achieved a net interest income of 7.82 billion, representing a year-on-year increase of 5.83% [3]. - The bank's non-interest income significantly increased, contributing to its overall profitability and demonstrating resilience and growth potential in a complex market environment [3]. Retail Transformation - The bank's retail strategy transformation has shown significant results, with personal deposits reaching 267.14 billion, a 22.44% increase from the end of the previous year [3]. - Personal loans amounted to 96.31 billion, growing by 5.88%, indicating a steady acceleration in retail banking activities [3]. - Zhengzhou Bank is developing a comprehensive retail financial ecosystem centered around four key service areas: "Citizen Steward," "Financing Steward," "Wealth Steward," and "Rural Steward," enhancing customer engagement and expanding service coverage [3].