央行发布《中国普惠金融指标分析报告(2024-2025年)》

Core Insights - The People's Bank of China released the "Analysis Report on China's Inclusive Finance Indicators (2024-2025)", highlighting the ongoing positive development of inclusive finance in 2024, with new characteristics emerging [1][4] Group 1: Financial Support and Development - Financial support for rural revitalization is becoming more robust, with financial resources accelerating towards agricultural sectors, and the balance of operating and consumption loans for farmers continuing to grow [4] - Credit support for private and small micro enterprises is increasing, with the scale of loans to the private economy continuing to rise, and inclusive small micro loans maintaining growth in volume, reduction in price, and improvement in quality [4] - The balance of loans for technology-based small and medium enterprises is growing rapidly, with an increasing loan approval rate [4] Group 2: Financial Services and Digital Currency - The number of bank settlement accounts continues to increase, and the efficiency of account services is improving [4] - The pilot application of digital RMB has expanded to 26 regions across 17 provinces and cities, with a steady increase in the scale of digital payments [4] Group 3: Financial Mechanisms and Market Development - The financing support mechanism is being continuously improved, with the launch of a national credit information sharing platform for small and micro enterprises, and an increasing coverage rate of the financial credit information database [4] - The inclusiveness and accessibility of multi-level capital markets are enhancing, with ongoing pilot programs for inclusive finance on the Beijing Stock Exchange and New Third Board [4] Group 4: Insurance and Risk Management - The supply system for inclusive insurance products is further improving, with ongoing optimization of insurance policies for key grain crops, and increases in both insurance density and depth [4]