中国普惠金融指标分析报告：丰富普惠金融产品服务，切实满足重点领域和特定群体的金融需求

Core Viewpoint - The People's Bank of China is conducting a survey to assess the development of inclusive finance in 2024, focusing on various dimensions such as usage, accessibility, and quality, and will release an analysis report for 2024-2025 [1] Group 1: Financial Support and Policy Measures - Various departments are enhancing the quality and effectiveness of inclusive finance through multiple measures, including the implementation of monetary policy tools to create a favorable financial environment [2] - The government is focusing on the financial support for the private economy and small and micro enterprises, with initiatives to improve financial services and establish a long-term lending mechanism [2] - There is a special action plan for financial support in rural revitalization, aiming to improve the rural financial service system and direct financial resources towards rural development [2] Group 2: Trends in Inclusive Finance - In 2024, inclusive finance in China shows new characteristics, such as increased financial support for rural revitalization, with growing loan balances for agricultural operations and consumption [3] - There is a sustained increase in credit support for private and small micro enterprises, with a notable rise in loans for technology-based small and medium enterprises [3] - The product system for financial services in the livelihood sector is becoming increasingly diverse, with optimized policies for entrepreneurship and student loans [3] Group 3: Digital and Technological Advancements - The number of bank settlement accounts is increasing, and the efficiency of account services is improving, with the digital RMB pilot expanding to 26 regions [3] - A national credit information sharing platform for small and micro enterprises has been launched, enhancing the coverage of financial credit information databases [3] Group 4: Capital Market and Insurance Developments - The inclusiveness and accessibility of multi-level capital markets are improving, with ongoing pilot programs in the Beijing Stock Exchange and the New Third Board [3] - The supply system for inclusive insurance products is being further developed, with an increase in agricultural insurance risk coverage and claims payments [3]