《中国普惠金融指标分析报告（2024—2025年）》发布

Core Insights - The People's Bank of China released the "Analysis Report on China's Inclusive Finance Indicators (2024-2025)", highlighting 2024 as a crucial year for achieving the goals of the 14th Five-Year Plan, amidst increasing external pressures and internal challenges [1] Group 1: Financial Support and Development - Financial support for rural revitalization is strengthening, with increased financial resources directed towards agricultural sectors, and a steady growth in the balance of loans for farmers and consumer loans [2] - Credit support for private and small micro enterprises continues to increase, with a growing scale of loans for the private economy and improved quality of inclusive small micro loans [2] - The policies for entrepreneurship guarantee loans and student loans for key groups have been further optimized, enhancing accessibility to financial services for the elderly and disabled [2] Group 2: Digital Finance and Payment Systems - The number of bank settlement accounts is on the rise, with improved service efficiency, and the pilot application of digital RMB has expanded to 26 regions across 17 provinces [2] - The scale of digital payments is steadily increasing, reflecting a broader adoption of digital finance solutions [2] Group 3: Financing Mechanisms and Capital Markets - The financing support mechanisms are being continuously improved, with the launch of a national credit information sharing platform for small and micro enterprises [2] - The inclusiveness and accessibility of multi-level capital markets are enhancing, with ongoing pilot programs in the Beijing Stock Exchange and New Third Board [2] - The issuance and existence of rural revitalization bonds and asset-backed securities remain stable, supporting agricultural risk management [2] Group 4: Insurance and Risk Management - The supply system for inclusive insurance products is being further developed, with ongoing optimization of insurance policies for key grain crops [2] - Both insurance density and depth have increased, along with a rise in the scale of agricultural insurance risk coverage and claims payments [2]