“能力先行，价值自成”！浦银理财管理规模突破1.5万亿元

Core Viewpoint - The company,浦银理财, has achieved significant growth in its asset management scale, surpassing 1.5 trillion yuan, and is positioned among the top ten in the industry, serving over 14 million clients [1] Group 1: Governance and Growth Strategy - Established during a critical period of regulatory changes,浦银理财 has developed a mature governance system by learning from industry best practices, enhancing corporate governance, and modernizing its operational framework [2] - The company has experienced rapid growth since the second half of 2023, driven by stable product performance and professional services, leading to an increase in cooperative channels [2] - All products managed by the company achieved positive returns in 2024, attracting more funds and significantly improving operational efficiency [2] Group 2: Focus on Internal Strengthening - In response to rapid growth,浦银理财 has proactively chosen to "slow down" its expansion starting August 2024, prioritizing support for national strategies and the health of product duration structures over mere scale [3] - The company has initiated the "三五专项" project, focusing on investments in new production capacity, technology finance, green finance, and inclusive finance, with asset investments nearing 200 billion yuan [3] -浦银理财 is shifting towards long-term, closed-end products to enhance market competitiveness and risk resilience, with the proportion of medium to long-term products doubling from its previous low [3] Group 3: Core Competencies Development - The company has outlined its second three-year plan, focusing on eight core capabilities, including market-oriented management, integrated customer service, diversified product development, and comprehensive risk management [4] - Nearly half of the company's employees are dedicated to investment research and trading, emphasizing the importance of research capabilities in its development [4] -浦银理财 has upgraded its product offerings to a 2.0 version, enhancing functionality and focusing on thematic, customer, and regional value additions [4] Group 4: Digital Innovation and Outreach -浦银理财 has launched the "智浦理财" project to enhance digital financial innovation, focusing on key areas such as operations, research, risk control, and investment [5] - The company has expanded its distribution channels to 28, promoting its products to a broader customer base and enhancing the accessibility of wealth management services [5] - The establishment of investor education bases reflects the company's commitment to providing financial education and support to the public [5] Group 5: Multi-Asset Strategy in Low-Interest Environment - In response to the low-interest and high-volatility market,浦银理财 is actively pursuing multi-asset strategies, including investments in technology bonds, convertible bonds, and public REITs [6] - The company has set up a "multi-asset multi-strategy experimental field" to test and validate new strategies before integrating them into its product offerings [6] - With the anticipated recovery of the equity market by 2025,浦银理财's "fixed income plus" products have shown remarkable performance, with a nearly 400% increase in product scale within the year [6]