Why Kemper (KMPR) Stock Is Trading Lower Today

What Happened? Shares of insurance holding company Kemper (NYSE:KMPR) fell 15.6% in the morning session after the company reported disappointing third-quarter 2025 financial results, highlighted by a significant miss on profitability. Kemper's adjusted earnings of $0.33 per share missed Wall Street's expectations of $1.32 by 75%. The weak profitability stemmed from poor underwriting performance, as the company's combined ratio came in at 99.6%. A combined ratio measures total underwriting costs and claims ...