Zheng Quan Ri Bao Zhi Sheng·2025-11-09 16:07Core Insights - The article emphasizes the integration of artificial intelligence (AI) into the securities industry, driven by national strategic support, marking a new phase in the industry's intelligent transformation [1][2] - AI technology is breaking down service barriers, making investment advisory services more accessible to ordinary investors, thus enhancing service coverage and efficiency [1][3] Industry Transformation - AI is transforming traditional investment advisory services, which were previously limited to high-net-worth individuals, into a more inclusive offering for all investors [1][2] - The shift from human-centric advisory to AI-driven solutions is enabling a more efficient and cost-effective service model, allowing for personalized investment strategies based on individual investor profiles [2][5] User Experience Enhancement - AI tools are simplifying complex financial concepts for novice investors, making professional financial services more approachable [3][4] - For experienced investors, AI provides customized investment recommendations and risk assessments, enhancing the overall investment experience [3][4] Competitive Differentiation - As AI becomes a standard in the securities industry, firms are focusing on creating differentiated AI solutions to maintain a competitive edge [5] - Leading firms are integrating AI with their existing expertise to develop unique service offerings that are difficult for competitors to replicate [5][6] Compliance and Risk Management - The application of AI in investment advisory services must adhere to compliance and risk management standards due to the high-risk nature of capital markets [6] - Data security is highlighted as a critical aspect of AI application, ensuring that the integration of technology does not compromise regulatory requirements [6]