视频丨 “银行直供房”激增 部分低于市价25% 业内：既加速银行资产周转 又提供更多购房选择

Core Viewpoint - The emergence of low-priced "bank direct supply houses" is increasing across various provinces and cities in China, where properties are sold directly by banks at prices significantly below market value [1] Group 1: Market Dynamics - Properties that are estimated to be worth around 2 million yuan are being sold for as low as 1.5 million yuan through third-party auction platforms, indicating a substantial discount [1] - "Bank direct supply houses" refer to properties sold directly by banks through the disposal of non-performing loans, typically at prices lower than market rates, with a more transparent transaction process [1] Group 2: Participating Institutions - Several banks, including Agricultural Bank of China, China Construction Bank, Bank of Communications, Lanzhou Bank, and Jilin Rural Commercial Bank, are actively engaging in direct property sales [1] Group 3: Pricing and Risk Assessment - Some properties are being offered at prices that are 25% lower than the market value, presenting potential investment opportunities [1] - The direct sale model is becoming a new choice for banks to quickly revitalize their assets, with the transaction counterpart being financial institutions, which mitigates risks associated with private lending and long-term leases [1]