I've done the math: I can retire at 66 with $550,000 in the bank and not a penny more. How do I make it last?

The nice thing about Roth IRA accounts is that withdrawals are not taxed in retirement, so you don't have to reserve a portion of each distribution to satisfy an IRS bill at that time.Until you retire, you can also help yourself by contributing to a Roth IRA or 401(k) or doing a Roth conversion if you don't currently have funds in one of these accounts. Doing so often depends on your taxable income now and anticipated taxable income in the future.If you won’t have a high income in retirement, it’s that much ...