Pagaya Technologies: Q3 2025 Beat, Guidance Raised, Bull Case Strengthened

Core Insights - The article emphasizes the importance of saving and investing wisely, suggesting that individuals should save at least 10% of their income regardless of the amount earned [1] - It advocates for investing in sectors where one has expertise, recommending that individuals focus on their competitive advantages rather than diversifying into unfamiliar areas without proper guidance [1] - The piece encourages a long-term investment strategy over trading, highlighting that investments should only be sold if the original investment thesis is no longer valid [1] - It stresses the significance of pursuing passions over purely financial gains, suggesting that long-term happiness can outweigh short-term financial benefits [1] Summary by Categories Saving and Personal Finance - Individuals are advised to save 10% of their income consistently, regardless of the amount, as a fundamental financial principle [1] Investment Strategy - The article recommends investing in familiar sectors where one has a competitive advantage, such as E&P companies for those with oil industry experience, and suggests seeking professional advice for diversification [1] - It promotes a long-term investment approach, indicating that investments should be held unless the underlying thesis changes [1] Career and Personal Fulfillment - The importance of doing what one loves is highlighted, with the notion that pursuing passion can lead to greater long-term satisfaction, even if it means earning less money in the short term [1]