The Bancorp: Building the Pulse of Digital Finance One Partnership at a Time

Company Overview - The Bancorp reported a revenue of $441.54 million and a net income of $227.83 million for the trailing twelve months (TTM) [4] - The market capitalization of The Bancorp is $2.90 billion, with shares priced at $62.93 as of November 3, 2025 [4] - The Bancorp specializes in banking and payment solutions, offering a diverse range of products including deposit products, prepaid and debit cards, and specialized lending services [5][7] Recent Developments - On November 3, 2025, Lisanti Capital Growth, LLC disclosed a new position in The Bancorp, acquiring 98,156 shares valued at approximately $7.35 million [2][3] - This new stake represents 1.8% of Lisanti Capital's 13F assets under management, bringing its total U.S. equity holdings to 105 positions [2][3] Performance Metrics - The Bancorp's shares have increased by 29.43% over the past year, outperforming the S&P 500 by 5.11 percentage points [3] - The company achieved a 27% return on equity in its latest quarter, supported by ongoing share buybacks that enhance earnings per share [9] Business Model and Market Position - The Bancorp operates as a sponsor bank for fintech partners, generating steady income from transaction processing and offering margin credit lines backed by client portfolios [9] - The company's lean balance sheet allows for reinvestment and share buybacks, while its long-term fintech partnerships provide consistent fee income, making its business model difficult to replicate [9][8]