湖北嘉鱼“蔬”写振兴 “菜”富一方

Core Insights - The article highlights the significant impact of financial support on the agricultural development in Jia Yu County, particularly in the vegetable industry, showcasing the successful implementation of credit loans and innovative financial products to enhance productivity and income for local farmers [1][2][8] Financial Support and Agricultural Development - Jia Yu County has implemented the "Two Farmers Credit Loan" program, providing timely and favorable credit loans to agricultural enterprises, with a notable example being Hubei Jinrun Agricultural Development Co., which received a credit loan of 5 million yuan [2][3] - The actual financing cost for enterprises benefiting from fiscal interest subsidies is only 2.75%, significantly reducing their borrowing costs and enabling more investment in research and development [2][3] Crop Production and Innovation - The agricultural base in Jia Yu County cultivates over 2,000 vegetable varieties annually, with 300 varieties currently in trial, including the "Siterdan" cabbage seed, which has a 20% higher yield than ordinary varieties and fills a market gap for winter cabbage [3][8] - The vegetable planting area in Pan Jia Wan Town spans 100,000 mu, generating an annual output value exceeding 1 billion yuan, positioning it among the top ten agricultural specialty towns in China [3][8] Financial Institutions and Services - Jia Yu Rural Commercial Bank has established a comprehensive credit system, achieving a high registration rate of 96% among local vegetable producers, and aims to cover 80% of the vegetable industry loan market by the end of 2027 [4][5] - The bank has launched various tailored financial products, such as "Jia Nong Loan," which assesses credit based on planting area, thus incentivizing larger-scale farming operations [5][6] Policy Support and Infrastructure Development - The People's Bank of China has allocated a special re-lending quota of 100 million yuan for the vegetable industry in Jia Yu County, facilitating the launch of multiple credit products [6][7] - Infrastructure improvements, such as irrigation systems and access roads, have been funded through loans, enhancing the efficiency of vegetable production and transportation [7][8] Economic Impact - By the end of September, Jia Yu County saw an increase of 2.7 billion yuan in agricultural loans, a year-on-year growth of 17.3%, with vegetable planting area expanding to 460,000 mu and annual output value surpassing 6 billion yuan [8]