最新！建设银行发布重要公告！事关黄金业务

Core Viewpoint - China Construction Bank has announced adjustments to its personal gold accumulation business, focusing on transaction pricing and large redemptions, with the new rules set to take effect on November 15, 2025 [2] Group 1: Transaction Pricing - The new rules specify that the bank will consider international and domestic gold price trends, trading positions, market liquidity, and RMB exchange rates when quoting prices to customers [2] - The bank retains the right to adjust transaction quotes based on market conditions, with a "price-volume balance" approach, meaning each quote corresponds to a specific limit on the volume available for trading [2] - There will be a price difference between personal gold accumulation buy/sell quotes and the prices on the Shanghai Gold Exchange or international markets due to trading costs and market liquidity [2][6] Group 2: Large Redemptions - A cumulative net redemption request from all customers exceeding 20% of the bank's total gold accumulation balance from the previous trading day will be classified as a large redemption [6] - In the event of large redemptions, the bank may refuse to accept redemption requests that exceed this threshold and can adjust the large redemption ratio based on market risks and liquidity [6] - If large redemptions occur for two consecutive trading days or more, the bank has the right to suspend redemption transactions the following trading day, with announcements made through official channels [6] Group 3: Exchange and Redemption Procedures - Customers can exchange their gold accumulation shares for physical precious metal products, with the total value of the exchanged products needing to meet or exceed the total value of the redeemed gold accumulation shares [7] - Any price differences due to market fluctuations will be refunded to the customer's account if the actual redemption amount exceeds the value of the exchanged products [7] - Customers must adhere to the bank's regulations regarding physical precious metal transactions when conducting exchanges [7]