一日两家，“村改支”提速

Core Insights - SPDB and Zhengzhou Bank announced the acquisition of their respective village banks and the establishment of branch institutions, indicating a trend towards consolidation in the rural banking sector [1][2] - The National Financial Regulatory Administration has approved these acquisitions, emphasizing compliance with legal regulations [1] - The reform of village banks is accelerating, with over 100 village banks having completed mergers and restructurings by mid-August, surpassing the total number of exits for the entire year of 2024 [2] SPDB Acquisition - SPDB has acquired Zhejiang Pingyang Pudong Village Bank and will establish the Wenzhou Pingyang Branch, taking over its assets, liabilities, and employees [1] - This is the second "village-to-branch" project initiated by SPDB this year, following the acquisition of Dalian Ganjingzi Pudong Village Bank [1] Zhengzhou Bank Acquisition - Zhengzhou Bank plans to acquire the remaining 49% of shares in Xun County Zhengyin Village Bank and will merge it into a branch institution [2] - The merger will result in the dissolution of Xun County Zhengyin Village Bank, with all rights and obligations transferred to Zhengzhou Bank [2] Industry Trends - The ongoing consolidation of village banks is aimed at enhancing service capabilities and risk resilience in rural areas [2] - The transformation of village banks into branches allows parent banks to expand their operational scope, particularly in regions lacking existing branches [2]